Margot is the financial guru in our house. Every day she spends time looking at our finances through a pretty complex program that I've tried to learn on occassion without success!
At one point it would have really helped to have a financial consolidation software.
There are many times when we have a bill due and it has somehow gone forgotten. Even with Margot's high tech software it didn't register that it needed to be paid.
That of course means that I have to call the credit card company and beg for forgiveness and also ask that they take the late fee off.
Prophix.com offers a great website that will help people with financial stability!
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