We have had credit card debt for over 10 years! Ever since Shawna and me have been together we have had collective debt - then married debt, then college debt, then infertility debt!
It was not until recently that we were able to get all of our debt paid for. At one point we had accumulated more than $30,000 of debt.
While it's been challenging with Shawna staying home with Graem we've been able to better balance our money and direct my salary towards getting our debt down. Also, a two year break from infertility has helped too!
One thing that we've always relied on was the idea of being able to use our credit cards for purchases. It has helped that our fertility center is able to accept credit cards.
When we were in the process of paying them the $20,000 for the upcoming IVF refund program she mentioned that she'd prefer me pay by check so that they didn't have to pay the fees... It just couldn't work out that way so I ended up using my credit card since the check we were expecting hadn't arrived in the mail!
In the end we had to do what we had to do... so we put it on a credit card, got the reward miles, and a nice little cash back rebate that went towards payment of our credit card!
For people like us making big purchases in many instances it just pays for us to use our credit cards. We all all of the rewards that we can get and we have two airline tickets that are just waiting to be used!
Another thing that any smart and educated consumer will make sure to do is compare credit cards, credit card comparison .
CardServicesales.com is a great website that allows merchants to accept credit cards. They provide the machines and software and it looks pretty easy to get started!
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