I just heard back from the bank the other day that we were approved for the loan! We've always had good credit so there wasn't much doubt.
You never can be too sure though. At one point when we went to apply for loans we had two incomes and a pretty decent amount of debt.
Now we only have one income and no debt.
So I guess it evens out in the wash.
I've found a great website that has not only information on financial areas but also has some pretty good articles too. There's one that talks about how court hearings for debt are at an all time high. The article contributes that to the economy and people taking out loans for more than they can afford and those loans becoming faulty.
I'm glad we've always been responsible when it comes to spending and paying back our debt. Of course, it hasn't always been that way!
But for the most part our debt has been caused by college and infertility expenses. However, I'm sure we have an occassional trip to the Indian Resturant that we've financed over years too!
Another great article on the website offers a forecast on mortgages and an economic outlook.
This post sponsored by: LoanWize.co.uk
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