Our financial saga continues...

Well, I know you've read about how we've paid off all of our debt and even paid off our vacation before leaving on it!

It looks like we're going to be going back into debt again. Of course, this time there light at the end of a very long tunnel. We're doing the IVF Refund Program in hopes that we get pregnant. If we do, then we will have to pay off the $20,000. If not, then we get the $20,000 back.

We just went Friday to talk about a mortgage refinance. However, I think what we'll end up doing is get a second mortgage. Our local bank is offering to pay all of the closing costs on the loan and they have a great interest rate of %5.25. That's quite a bit lower than we could have received on our credit cards.

We really researched this before we decided to go forward. Financially, we figure that we can handle it and also we figure if I don't get pregnant over the next two years the worst feeling is being broke and with no baby.

At least we won't be broke this time.

Here's some information on how a home equity loan works. I never knew much about loans and so it was all new information to me.

We also read up on home equity loans and how to get a good one.

Rebuild.org offers information on every financial situation out there. They have great articles that offer insight and great information so that you can make an educated decision.

This post sponsored by: Rebuild.org